Making a Will provides security for your loved ones at a difficult time. It is often something which we never seem to get around to but is an important aspect of financial planning for your family.

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Put an end to uncertainty. Give your family the security of knowing you have written a legally valid Will. Make sure that your wishes are carried out as you have arranged.

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Do you need to write a Will?

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• Are you going to provide for your family as you would  wish? Do you want everything to be decided by the rules of intestacy?

• Is your husband or wife going to have to sell the family home if you die? This can be avoided simply by writing a Will.

• Are you and your partner un-married?

• Do you have any children from a previous relationship?

• Have you any property, savings accounts or policies NOT in joint names?

• Are you concerned about the effects of Inheritance Tax?

• Are you concerned at possibly losing your home to the local Health Authority if you need to go into a nursing home in your later years?

• Will your children or grandchildren be looked after as you would have wished? Have Guardians been appointed for them?

• Who will carry out your instructions if you die? Who would you like to act as your trustees? What will it cost your family if you name a bank or a solicitor as an executor?

• Are there any special gifts to go to friends or favourite charities?

• Do you want to be buried or cremated? Do you have any special instructions or
  wishes for your funeral?

• If you run a business, will your family or partners be allowed to carry on without you? How can you be sure they will still be able to obtain an income from your work?

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If you can answer YES to any of the above, YOU NEED to write a Will